Most businesses assume their policy will cover them, but missing safeguards can cause denied claims, delayed payouts, or zero coverage after a breach.
Cyber insurance carriers now enforce strict security requirements like:
- Encryption
- Multi-factor authentication (MFA)
- Backup validation
- Annual risk assessments
If these controls are missing or undocumented, your claim can be denied, even if you're fully insured.
This assessment helps you:
- Validate your policy requirement
- Confirm your coverage won't be voided
- Identify exposed gaps before a claim is denied
Will Your Policy Pay Out After a Breach?
Your policy is only as good as your safeguards. Missing the security standards required by your policy can lead to denied claims, regulatory scrutiny, and reputational harm when you least expect it. One breach can escalate into a six-figure issue. If you don't meet your provider's technical requirements, your insurance may not protect you when it matters most.